Helen K Stallard

2025 Roth Ira Contribution Limits 2025 Fidelity. The ira maximum contribution limit is $7,000 for 2025 (with an additional $1,000 allowed for those ages 50 and older). At certain incomes, the contribution amount is lowered until it is eliminated completely.

The maximum amount you can contribute to a roth ira for 2025 is $7,000 (up from $6,500 in 2023) if you’re younger than age 50. If you are 50 and older, you can contribute an additional $1,000 for a total of $8,000.